6+ hour, 49+ min ago  (326+ words) Social Security COLAs are percentages, so everyone sees their checks increase by a slightly different amount. Early claimers get smaller COLAs by dollar value because their initial checks are smaller. Early claiming can be right for some people, but it…...

48+ min ago  (721+ words) Four paradigm shifts over my 30 years in personal finance: Evidence of this acceptance of perma-debt is plain to see in the data on people retiring with debt. It's officially normal, and understandable, to retire with a mortgage or a significant…...

5+ hour, 40+ min ago  (160+ words) By Rajiv Nanjapla at The Motley Fool Canada With that in mind, let's look at two Canadian stocks that could potentially deliver annualized returns of more than 16% over the next five years. Given these expansion initiatives and supportive long-term industry…...

7+ hour, 9+ min ago  (852+ words) The government can reduce its spending while better targeting those genuinely in need Grady Munro is a senior policy analyst and Jake Fuss is director of fiscal studies at the Fraser Institute. This essay is part of the Prosperity's Path…...

7+ hour, 15+ min ago  (843+ words) Canadian life insurers are adding a host of ancillary services that can be used during a policyholder's lifetime to make their products feel more useful and relevant to clients. "Typically, people think about the promise we give to clients at…...

18+ hour, 7+ min ago  (331+ words) Target-date funds may not align with your personal risk tolerance or objectives. Even long-term target-date funds can have fixed-income allocations that are a performance drag over decades of investing. Workplace retirement savings plans, such as the 401(k), have made a number…...

1+ day, 1+ hour ago  (799+ words) Illustration by Marley Allen-Ash First Person is a daily personal piece submitted by readers. Have a story to tell? See our guidelines at tgam. ca/essayguide. When most people hear the words "brain surgery," they recoil. I did too. Deep…...

1+ day, 6+ hour ago  (235+ words) By Rajiv Nanjapla at The Motley Fool Canada Given the uncertain economic environment, ongoing geopolitical tensions, and elevated oil and natural gas prices, investors should focus on adding high-quality companies with resilient business models and reliable financial performance to their…...

1+ day, 2+ hour ago  (460+ words) Age 65 is the most popular retirement age for men. Ages 62 and 63 are the most popular retirement ages for women. The average benefits at these ages aren't enough to provide full support in retirement. You don't have to claim Social Security…...

1+ day, 11+ hour ago  (559+ words) Timing the market rarely works. Looking at the market from a historical perspective may help you overcome uncertainty. Since 1950, the market has hit a surprising number of highs. The older I get, the more I seek historical perspective. For example,…...